A series of tubes
I have been extremely hesitant to convert to online bill pay. I know all the cool kids are doing it, and I'm hardly anti-technology. But I just don't get warm fuzzies about putting my bank account information in multiple places on the web. And security aside, I'm also not crazy about giving utility companies and other bill collectors (a group not exactly known for accuracy or willingness to refund) a direct siphon into my checking account. But lately I've been getting dinged for being old fashioned - one credit card bill was lost in the mail getting to me, so I was penalized 300% the following month for being one month behind (this happened in the midst of defending/apartment hunting/moving so I wasn't exactly on top of my billing cycles enough to notice the missing bill). Then another check took 10 days to get from me to the credit card company, so now I've got two months of finance charges before I prove myself a prompt customer again.
So what do you think peanut gallery? Is the risk associated with the US postal service now greater than the risk of online security? Am I just being paranoid? Should I make the jump to the 21st century?
I've also considered converting most of my online payments to one credit card (one with pretty good fraud protections) and then paying that one bill via the mail. But it seems to be my credit cards (shocker) that are causing all the mail problems, not my utilities, so I'm not sure this alternative solution really gets me anywhere...